One of the most innovative and fastest growing banks in Poland

  • Attractive interest rates on your term deposits
  • Protected up to an equivalent of EUR 100,000 according to EU laws
  • Free of charge

One of the most innovative and fastest growing banks in Poland

  • Attractive offers
    Exclusive and attractive term deposits in Euro
  • Early termination
    Access your funds anytime
  • Free of charge
    No account opening fees, no administration fees, no transfer fees
  • Fair
    No automatic renewal
  • Secure
    Secured up to an equivalent of EUR 100,000 per depositor and bank according to EU laws
  • Always here to help
    Any questions? Please contact our customer service by phone or email

Offer details

Overarching product features

Partner Bank Alior Bank
Country Poland
Currency EUR
Minimum investment amount 10,000 EUR
Maximum investment amount 100,000 EUR
Interest payout At maturity
Prolongation not possible
Deposit guarantee 100 % – Deposit guarantee Poland
Withholding tax The standard withholding tax rate on interest in Poland is 19%. This can be lowered to 10% by providing the bank with a certificate of tax residence.
Product information sheet

Individual product features

Term Currency Interest rate Interest in case of early termination
3 years EUR 0.20 % AER (nominal) 0.00 %
2 years EUR 0.20 % AER (nominal) 0.00 %
1 year EUR 0.10 % AER (nominal) 0.00 %
6 months EUR 0.10 % AER (nominal) 0.00 %

Alior Bank is a Polish retail bank with headquarters in Warsaw. Since its foundation in 2008, the number of customers has risen to over 3 million. With 6,500 employees and an extensive retail network consisting of 216 branches, 219 modern mini branch locations (Alior Bank Express), as well as 414 partner branches, Alior Bank is considered one of the most innovative and fastest growing financial institutions in Poland. Numerous awards serve as testament to Alior’s success, including ‘Best European Retail Bank 2014’, selected by the jury at ‘Retail Banker International Awards’. Other such examples include ‘Best Bank in Poland 2014’, awarded by Global Finance, and the ‘BAI-Finacle Global Banking Innovation Award 2013’.

In December 2012, Alior Bank made history with the largest IPO of a private company ever made on the Warsaw Stock Exchange. Since March 2014, the bank has been listed on the WIG20 Index, which lists the twenty largest Polish companies on the Warsaw Stock Exchange in terms of market capitalization.

About Poland

The Republic of Poland is located in central Europe and has been a member of the European Union since 2004. The national currency is Zloty (PLN). Poland consistently ranks in the top tier of countries in terms of Gross Domestic Products and purchasing power in the European Union, as well as of the Human Development Index. National debt is amongst the lowest in the European Union and is, as an example, considerably lower than German national debt. Two of three of the main credit rating agencies set Poland’s credit rating at ‘A-’. Ongoing privatization, foreign investment, and major reforms have all fundamentally reshaped the Polish capital market and have helped to create a modern banking system.

Deposit Guarantee at Alior Bank

Secure up to 0.20% with Alior Bank

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