HoistSparen

SwedenSweden(AAA)

• Start saving from €1 up to €85,000

• Deposit Guarantee protection Up to SEK 1,050,000 payout in EUR

No withholding tax

logo of HoistSparen

Top offer

2.50% AER

Term:
1 Year

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Our offers

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Rate
Term
Currency
Product Type

Rate

2.80% AER

Currency

EUR

Product Type

Demand Deposit

Product Type

Demand Deposit

Rate

2.50% AER

Term

1 Year

Currency

EUR

Product Type

Term deposit

Product Type

Term deposit

Rate

2.55% AER

Term

2 Years

Currency

EUR

Product Type

Term deposit

Product Type

Term deposit

Rate

2.55% AER

Term

3 Years

Currency

EUR

Product Type

Term deposit

Product Type

Term deposit

Rate

2.50% AER

Term

4 Years

Currency

EUR

Product Type

Term deposit

Product Type

Term deposit

Rate

2.40% AER

Term

5 Years

Currency

EUR

Product Type

Term deposit

Product Type

Term deposit

Top offer

2.50% AER

Term:
1 Year

About the Bank

HoistSparen is part of Hoist Finance AB (publ), a credit market company supervised by the Swedish FSA. HoistSparen offers savings accounts with attractive terms and conditions to private customers in selected European markets. Hoist Finance is an asset manager specialised in debt restructuring, set to become the leading NPL asset manager of secured and unsecured consumer- and SME loans in Europe. Hoist Finance was founded in Sweden in 1994 and is today present in 11 European markets. The HOFI-share is listed on Nasdaq Stockholm. For more information, please visit hoistfinance.com.

Deposit Guarantee Scheme

In accordance with EU Directive 2014/49/EU, deposits with this Bank, inclusive of accrued interest not yet credited, are guaranteed by the Swedish statutory deposit guarantee scheme up to (the equivalent in euros of) SEK 1,050,000 per account holder, per bank. This amount also includes possible deposits and/or savings accounts ordered outside Raisin Bank. This protection covers the deposits of all natural persons, not only Swedish citizens. In the event of an intervention by the Swedish DGS, the payment shall be made in Euros to your Raisin Account, within 7 business days from the time the DGS comes into effect. In this case, the exchange rate applied will be the one valid at the time of the bank’s administrative settlement process and is thus subject to currency fluctuations. The administrator and executor of the deposit guarantee scheme is Riksgälden. For more information please visit https://www.riksgalden.se/en/)

Tax process and documentation

There is no withholding tax in Sweden.

Raisin Bank's role

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.