A&G Banco

SpainSpain(A)

• Start saving from €20,000 up to €100,000

• Deposit Guarantee protection Up to €100,000 payout in EUR

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Top offer

2.75% AER

Term:
6 Months

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Rate

2.75% AER

Term

6 Months

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EUR

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Term deposit

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2.80% AER

Term

1 Year

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EUR

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Term deposit

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1.98% AER

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2 Years

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EUR

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Top offer

2.75% AER

Term:
6 Months

About the Bank

A&G Banco, established in 2014 as part of the A&G Group with roots tracing back to 1987, operates from its Madrid headquarters with 10 additional branches across Spain. It specializes in offering competitive banking services tailored to the needs of high-net-worth individuals worldwide. Providing exclusive advisory and management services, the bank focuses on wealth management, investment management, estate planning, and asset allocation strategies, to private and institutional clients alike. Known for its personalized approach, A&G builds long-term relationships with clients, delivering tailored solutions to meet their financial goals, becoming a trusted partner in the Spanish financial sector.

Deposit Guarantee Scheme

Deposits including accrued interest income are legally protected by the Spanish Deposit Protection Fund up to an amount of EUR 100,000 per customer and per bank. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via WeltSparen were invested with a particular bank, but also other deposits of this customer were invested with the respective bank.

Tax process and documentation

The withholding tax rate of 19% on interest income in Spain can be reduced to 0% for customers from Ireland, as you must to provide the Spanish tax form ("Declaración de Residencia Fiscal") when you first open an account with each of our partner banks in Spain. This form is sufficient to reduce the withholding tax and only needs to be submitted once per person and per partner bank.

Raisin Bank's role

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.