Learn more about our partner banks
Alior Bank is a Polish retail bank with headquarters in Warsaw. Since its foundation in 2008, the number of customers has risen to over 3 million. With 6,500 employees and an extensive retail network consisting of 216 branches, 219 modern mini branch locations (Alior Bank Express), as well as 414 partner branches, Alior Bank is considered one of the most innovative and fastest growing financial institutions in Poland. Numerous awards serve as testament to Alior’s success, including ‘Best European Retail Bank 2014’, selected by the jury at ‘Retail Banker International Awards’. Other such examples include ‘Best Bank in Poland 2014’, awarded by Global Finance, and the ‘BAI-Finacle Global Banking Innovation Award 2013’. In December 2012, Alior Bank made history with the largest IPO of a private company ever made on the Warsaw Stock Exchange. Since March 2014, the bank has been listed on the WIG20 Index, which lists the twenty largest Polish companies on the Warsaw Stock Exchange in terms of market capitalization.
BFF Banking Group (” BFF “) is the leading financial service provider for suppliers to the European public health and public administration sectors. With more than 30 years of experience in the sector, BFF is the market leader in collection management and non-recourse factoring of trade receivables at European public institutions. In 2010, BFF started its activities in Spain and expanded its cross-border activities in 2014 to Portugal. The Bank started in 2013 with a full Italian banking license offering online deposits to private and business customers in Italy, Spain and Germany. In 2016, BFF expanded its activities with the acquisition of the largest player in the field of public sector financing in Poland, Slovakia and the Czech Republic. In April 2017, BFF listed its shares on the Italian stock exchange (MTA) and started operations in Greece and Croatia in 2018. In 2019, the Group further strengthened its international growth and strengthened its leading position in Spain with the acquisition of IOS Finance, one of BFF’s competitors in that market. In the same year, BFF started cross-border activities in France and received permission to open an office in Poland. BFF is now active in 9 countries in Southern and Eastern Europe. Note: BFF is an Italian bank (ie has a banking license in Italy) but offers deposits on Raisin.ie through its Spanish branch in Madrid. This means that your savings at the bank fall under the Italian deposit guarantee (up to EUR 100,000 per customer), but that Spanish tax regulations apply (due to withholding tax).
Banca Privata Leasing S.p.A. (“BPL“) was established in 1987 as a leasing company in Reggio Emilia, in the Emilia-Romagna region of Italy, an area that has always been a key player in Italy’s socio-economic development. In September 2011, BPL received a banking license and expanded its portfolio of financing products. BPL is an independent, unlisted bank that specializes in leasing and online deposit taking. In addition to its headquarters in Reggio Emilia, the bank has a representative office in Milan. BPL business model has a flexible structure, with external sales networks playing an important role and multiple subcontractors specializing in back-office activities. As of March 31, 2020, BPL’s consolidated CET1 ratio is 14.2 percent. BPL focuses its leasing and lending activities primarily on the SME and ZZP segments and offers a wide range of financing solutions to individuals. On BPL, you can open and manage your 100% deposit(s) online. Complete the application in one minute in your Online Banking environment – no additional documents are required.
Banco Português de Gestão is a small Portuguese private corporate and investment bank that was founded in 2000. The bank has its main office in Lisbon and has another branch located in Porto. Banco Português de Gestão is majority-owned by the private Foundation Fundação Oriente. Banco Português de Gestão’s client base includes small and medium-sized businesses as well as wealthy individuals and government institutions, and the bank offers its clients services in the areas of investment banking, corporate banking, retail banking, finance and wealth management. In addition, Banco Português de Gestão provides tailor-made solutions for the special requirements of the social welfare institutions belonging to the customer base.
BlueOrange Bank was founded in 2001 and is headquartered in Riga, the capital of Latvia. BlueOrange focuses on modern, user-friendly banking combined with individual service. BlueOrange aims to be the first to respond to changes in international business in order to offer its clients the most effective and advanced banking products. The bank is the ninth largest bank in the country in terms of assets under management and its main clients are companies engaged in international trade or acting as holding companies. BlueOrange has a core capital ratio of 14.61% and a total capital ratio of 20.01% (as at 30 June 2017). The Latvian Deposit Protection Fund guarantees the security of deposits up to the equivalent of EUR 100,000 per customer. With BlueOrange you can open and manage your deposit(s) 100% online.
Deutsche Handelsbank AG, located in Munich, was founded in 2009 by the Reimann entrepreneurial family. Since then, Deutsche Handelsbank became established as a partner for growing companies with digital, internet or software based business models. In doing so, DHB acts both as a financing provider lender and as a banking service provider.
Euram Bank (European American Investment Bank AG), an independent Austrian private bank based in Vienna, was founded in 1999 and has since established itself in the areas of private and investment banking for Austrian and international individuals, entrepreneurs and institutional investors. Euram Bank has a solid capital base and is committed to a total return approach, which focuses on long-term wealth preservation and strict discipline in risk management.
J&T Banka a.s. (‘J&T Bank’) was founded in 1998 in Prague, Czech Republic. The bank is considered a reliable partner for customers expecting the highest standards in service and product. As one of the fastest growing banks in the region, J&T Bank strives to help increase the value of its customers’ investments. By the end of September 2014, J&T Bank had more than 42,000 customers. With EUR 4.2 billion on the balance sheet, it is one of the largest private banks in the region. The bank ended the first half of 2014 with an operating profit of 934 million Czech Crowns, which constitutes a 47% increase in profit. The bank intends to continue its profitable growth pattern.
Privatbanka from Bratislava, Slovakia was founded in 2005. It was the first bank in Slovakia to specialize in offering private banking services, individual investment strategies, and tailored investment solutions for affluent clients. The bank has since expanded its activities to other areas including corporate banking while also growing its retail banking segment with term deposits and corporate bonds. Privatbanka’s professional team of bankers along with it’s experts in financial markets have helped it consolidate its position in the private banking market, bringing customer deposits under management to 530 million euros. This has enabled Privatbanka to become a dynamic and growing provider of private banking in Slovakia and the Czech Republic. Privatbanka, despite its small size, belongs to one of the banks with the highest long-term profitability in Slovakia. Last year, its net profit amounted to 9.4 million euros.
Younited Credit S.A. is an online credit banking platform founded in 2009 by an experienced team of young bankers in Paris. Today the platform is the leading platform for online credit institutions in France. The aim is for borrowers to obtain a loan faster, easier and cheaper than in the traditional banking system. Similar to the principle of the credit marketplaces known in Germany, the platform brings borrowers and lenders together in an uncomplicated and simple way. The capital procurement for the credit business takes place, as usual with banks, to a part over the deposit business within the range time deposits. The counter-financing is not only provided by the bank itself, but also by a community of professional investors (private individuals, companies, insurers, foundations, pension funds, etc.) who are willing to lend money to borrowers via the Younited Credit platform. The business is not only successful in France; Younited Credit is also active in Spain and Italy, granting loans and offering fixed-term deposits at attractive conditions.