Aareal Bank AG

GermanyGermany(AAA)

> Start saving from €1,000 up to €100,000

> Deposit Guarantee protection Up to €100,000 payout in EUR

No withholding tax

logo of Aareal Bank AG

Rate

Term

Currency

Product Type

Rate

3.10% AER

Term

3 Years

Currency

EUR

Product Type

Term deposit
Term deposit
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Gross rate

3.20%

AER

3.10%

Compound interest

No

Term

3 Years

Availability

When the deposit reaches maturity

Interest capitalisation?

Annually

Interest payment

Annually

Interest type

Fixed - The rate won't change for the entire term.

Renewal

You can choose to extend this deposit if you enable the option in your Raisin Account

About the Bank

Aareal Bank AG, headquartered in Wiesbaden, is a leading international real estate specialist. The bank's origins date back to 1923. It offers financing, software products and digital solutions for the real estate sector and related industries. Aareal Bank operates on three continents - Europe, North America and Asia/Pacific - and supports real estate financing in more than 20 countries.

Deposit Guarantee Scheme

Deposits including accrued interest income are legally protected up to an amount of EUR 100,000 per customer and per bank by the Entschädigungseinrichtung deutscher Banken GmbH. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via this platform were invested with a specific bank, but also other deposits of this customer were invested with the respective bank.

Tax process and documentation

Germany does not levy withholding tax on non-residents, i.e. you are automatically exempt from withholding tax and do not have to do anything else.

Raisin Bank's role

With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.