Banca Privata Leasing

Best offers of Banca Privata Leasing from Italy

1 year | EUR

Banca Privata Leasing (“BPL“) offers competitive interest rates for short-term deposits up to 3.20% p.a. The low minimum deposit amount of EUR 5,000, the 100% online account opening and management and the fact that there is no withholding tax on savings interest in Italy make saving on BPL a convenient experience for a wide audience.

All Term Deposit offers from Banca Privata Leasing

Interest rate Term Currency
3.20 % AER
6 months EUR
3.10 % AER
1 year EUR
2.96 % AER
2 years EUR
2.87 % AER
4 years EUR

About Banca Privata Leasing

Banca Privata Leasing S.p.A. was founded in 1987 as a leasing company in the Italian region of Reggio Emilia (Emilia-Romagna), an area that has always been the scenario of important economic and social development in Italy. In September 2011, BPL obtained a banking licence, expanding its portfolio of financial products.

Banca Privata Leasing is an independent, private bank, specialised in leasing and online deposit-taking. The bank also has offices in Milan.

The bank focuses mainly on the SMEs and freelancer segments with leasing and lending offers, as well as a wide range of financing solutions for individuals.

The products offered by Banca Privata Leasing through Raisin Bank can be ordered 100% online and in just one minute through your inline banking, no additional documents are required.

Offer details

Effective rate
3.10 % AER
Nominal rate
3.10 % AER
1 year
At maturity
Interest payout
At maturity
Interest taxation
At maturity
Min/Max investment amount
5,000 – 100,000  EUR
An automatic renewal including payment of interest will be initiated if you do not deactivate the automatic renewal up to 5 days before the end of the term.
Withholding tax
Italy does not levy withholding tax on non-residents, i.e. you are automatically exempt from withholding tax and do not have to do anything else.

Security and deposit guarantee

Deposits at Banca Privata Leasing, including the interest accrued but not yet paid, are legally protected by the Italian Deposit Guarantee Scheme (Fondo Interbancario di Tutela dei Depositi) up to a maximum amount of €100,000 per depositor and bank. This protection extends to all natural persons, not just Italian citizens. You can find more information about the Italian Deposit Guarantee Scheme on its dedicated website.

This protection relates to a customer’s entire portfolio of deposits and accounts with a bank. This is of particular importance to customers who have further deposits or accounts with Banca Privata Leasing beyond those taken out through Raisin Bank.

In all EU member states, the minimum requirements for all national deposit guarantee schemes are harmonised by Directives 94/19/EC, 2009/14/EC and 2014/49/EU.