Raisin is the first and only pan-European deposit marketplace
Acquire the needed stable funding, optimize your costs and diversify your funding sources.
Access stable and long-term retail and corporate deposit funding.
Choose a funding mix that perfectly matches your assets and currency structure needs.
Reduce funding cost, accessing funding from the cheapest markets.
Improve your LCR & NSFR ratios with retail quality funding.
Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
Exert full control over volumes and maturities.
Tailor your customer offer choosing from the widest deposit offering in the EU.
Easily integrate the products into your system and be in control of the customer experience.
Gain a powerful and innovative tool for customer acquisition and retention.
Optimize your balance sheet and avoid the ECB penalty interest.
Convert low and negative-margin products into revenue streams.
Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.