The partner bank for your business

Together we’re developing the next generation of financial services


What we do

With our Banking-as-a-Service model, we enable our partners to implement business models that require a banking license. We develop tailor-made products for our clients and help solving regulatory, supervisory, legal and compliance topics.


Banking meets Technology

As a modern credit institution with a full banking license, we support our partners in a variety of financial solutions. In addition to classic transaction banking with account management and payments, we also offer a wide range of solutions for lending, leasing and servicing.


With the best, for the best

No company is alike, neither are we like any other bank. With decades of experience and the best providers on the market, we offer you outstanding service. WeltSparen, Bergfürst, Creditshelf – the success of our partners speaks for itself.

Together, we achieve the best for your customers

  • Value-oriented: As a fronting bank, we do not compete with our partners. Your customers are your customers!
  • Modern: Modular architecture, cloud-based, API-first – our innovative core banking system makes almost everything possible.
  • Reliable: As a full-service bank operating throughout Europe, we know our craft and bring our expertise to the table to jointly developed new business models.
  • Agile: Time is money and both are precious! With quick decision making, we quickly turn ideas into reality.


As a team we turn business ideas into successful ventures. In conjunction with our up-and-coming FinTech partners, we develop next-generation financial services. Raisin Bank bridges the gap between your vision and regulatory, process and IT requirements. We are API and cloud native and pave the way for modern and easy-to-use financial products. Starting from our core market in Germany, we will accompany you to all EU countries.



We are a German full-service bank with passporting in 25 EU countries. This enables us to grant loans in Germany and the EU. Together we develop flexible loan solutions for consumers and SMEs.


Loan Fronting

With our fronting solution, we can support you throughout the entire loan process, depending on the business model, whether highly individual or fully digital, in Germany and the EU.


Loan Servicing

Managing loan portfolios is part of our core business. Since 2005, our experts have managed more than EUR 20 billion in outstanding receivables.



You would like to offer your customers modern payment methods by means of factoring, e.g. for “buy now, pay later”? We would be happy to assist you with our expertise from pan-European cooperations.


Transaction Banking

We are your competent partner for services in the field of account management with domestic and international payment transactions. Through accounts with Germany’s Bundesbank and the European Central Bank we have access to all payment transaction systems and affiliated banks in the eurozone.


White-Label Banking

Are you looking for a special solution for your business model? We would be happy to discuss with you additional ways in which you can benefit from our banking services.

You can find out more information about the services offered by Raisin Bank here.

Want to get started right away?

Contact us!

Experience, innovation and reliability make Raisin Bank the ideal partner for the implementation of your business ideas.