HoistSparen
Sweden
(AAA)
(AAA)• Start saving from €1,000 up to €85,000
• Deposit Guarantee protection Up to SEK 1,050,000 payout in EUR
No withholding tax
Top offer
2.20% AER
Term:
2 YearsOur offers
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Top offer
2.20% AER
Term:
2 YearsAbout the Bank
HoistSparen is part of Hoist Finance AB (publ), a regulated credit market company under the supervision of the Swedish FSA. Hoist Finance is an asset manager specialised in non-performing consumer loans. For more than 30 years, it has focused on investing in and managing debt portfolios. Hoist Finance is a partner to international banks and financial institutions across Europe, acquiring their non-performing loan portfolios. It is also a partner to consumers in a debt situation, restructuring their debt and creating sustainable repayment plans enabling them to become debt-free. Hoist Finance is present in 13 markets across Europe.
Further Bank Details
Year Established
1994
Place of Establishment
Stockholm
Number of employees
72
Business Focus
Bank Deposits, Securities Trading, Wealth Management
Market(s) in which the bank has branches
Sweden, Belgium, Germany, France, Greece, Italy, Netherlands, Austria, Poland, Romania, Spain, United Kingdom, Cyprus
* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 8/4/2025.
Deposit Guarantee Scheme
In accordance with EU Directive 2014/49/EU, deposits with this Bank, inclusive of accrued interest not yet credited, are guaranteed by the Swedish statutory deposit guarantee scheme up to (the equivalent in euros of) SEK 1,050,000 per account holder, per bank. This amount also includes possible deposits and/or savings accounts ordered outside Raisin Bank. This protection covers the deposits of all natural persons, not only Swedish citizens. In the event of an intervention by the Swedish DGS, the payment shall be made in Euros to your Raisin Account, within 7 business days from the time the DGS comes into effect. In this case, the exchange rate applied will be the one valid at the time of the bank’s administrative settlement process and is thus subject to currency fluctuations. The administrator and executor of the deposit guarantee scheme is Riksgälden. For more information please visit https://www.riksgalden.se/en/)
Tax process and documentation
There is no withholding tax in Sweden.
Raisin Bank's role
With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.