Refer a friend bonus

Recommend Raisin Bank to a friend and you could both receive a bonus of up to €200!*

How to refer a friend

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You invite your friends

Share your unique referral link with your friends and family. You can find this by logging in to your Raisin Account.

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They open an account

The person you refer must register for a Raisin Account using that link and open their first savings account. Terms & conditions apply (see below).

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You both receive a bonus

Once all the conditions have been met, you and your friend will receive a bonus of up to €200 into your respective Raisin Accounts.

Bonus tiers

When you refer a friend to Raisin Bank, you both receive a cash bonus once your friend opens and funds an account. The bonus amount depends on how much your friend invests:

Your friend invests
You get
They get

€5,000 – €24,999.99

€50

€50

€25,000 – €49,999.99

€100

€100

€50,000 – €499,999.99

€200

€200

Spread the word and earn up to €200!

If you like the way we do things, recommend Raisin Bank to a friend, and you could both receive a bonus of up to €200 each. Terms and conditions apply.

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FAQs

Who can get involved?

All registered Raisin Bank customers can refer new customers. A new customer is someone who has not yet registered at the time you refer them. New customers must successfully complete registration, go through the identification process, and open a savings account through Raisin Bank.

What are the conditions of this bonus?

In order to qualify for the referral bonus, the referred person must open a savings account with at least €5,000. The account must have a minimum term of 6 months or in the case of demand deposits, they must keep this account active and funded for at least 6 months. Read the full T&Cs below.

When will I receive the bonus?

The bonus will be automatically credited to the Raisin Account of both the referrer and referred person within 14 days, once all conditions have been met. Please ensure your Raisin Account is active (i.e. you have completed all necessary identification checks) before you refer someone.

*Terms and conditions

  • Offer campaign is valid only for new referrals made between 05/05/2025 and 30/06/2025. Referrals made outside these dates are not eligible for this offer. New referral leads must fully register with Raisin Bank between these dates.
  • The referred friend must invest at least €5,000 in a single term deposit or demand deposit account.
  • The investment must stay in the selected account for at least 6 months (no splitting across savings accounts).
  • Extra deposits don’t count toward the minimum.
  • After 6 months, the bonus is paid within 14 days to both parties’ Raisin Accounts.
  • An active Raisin Account is required to receive the bonus.
  • You can refer up to 10 friends, receiving up to €2,000.
  • The refer a friend programme cannot be used for commercial purposes.
  • Please note, the conditions may vary for platforms in currencies other than Euro.