Welcome to Raisin Bank!
Your friend has let you in on their best-kept savings secret — access competitive interest rates and get a bonus of up to €200 when you start saving with us. Here’s everything you need to know about Raisin Bank.
Open a Raisin Account
Use the link that was sent to you and open your Raisin Account.
Start saving
Choose the savings account that best suits your plans, apply to open, and transfer the funds to your Raisin Account.
Receive your bonus!
You will receive the bonus of up to €200 automatically in your Raisin Account once the conditions have been met.
What’s in it for you?
With Raisin Bank, you get exclusive access to 100+ savings accounts from 25+ trusted European banks — all managed through one simple, secure platform.
- Earn competitive interest rates from leading banks across Europe
- 100% peace of mind – every account is protected by European Deposit Guarantee Schemes, up to €100,000 per account holder, per bank
- No fees. No paperwork. No hassle – just smart, online saving
Apply to open multiple accounts easily — and make your money work harder.
How does it work?
Register using your friend’s link and deposit at least €5,000 into a single savings account (term deposit or demand deposit). Keep it there for 6 months, and you’ll both receive your bonus in your Raisin Accounts within 14 days. See full terms and conditions below for details.
Bonus tiers
You’ve been referred to Raisin Bank — and that comes with a bonus.
Once you open and fund your first savings account, you and your friend will both receive a cash reward.
The bonus amount depends on how much you deposit:
You invest | You get | Your friend gets |
|---|---|---|
€5,000 – €24,999.99 | €50 | €50 |
€25,000 – €49,999.99 | €100 | €100 |
€50,000 – €499,999.99 | €200 | €200 |
*Terms and conditions
- Offer campaign is valid only for new referrals made between 05/05/2025 and 30/06/2025. Referrals made outside these dates are not eligible for this offer. New referral leads must fully register with Raisin Bank between these dates.
- The referred friend must invest at least €5,000 in a single term deposit or demand deposit account.
- The investment must stay in the selected account for at least 6 months (no splitting across savings accounts).
- Extra deposits don’t count toward the minimum.
- After 6 months, the bonus is paid within 14 days to both parties’ Raisin Accounts.
- An active Raisin Account is required to receive the bonus.
- You can refer up to 10 friends, receiving up to €2,000.
- The refer a friend programme cannot be used for commercial purposes.
- Please note, the conditions may vary for platforms in currencies other than Euro.