Alior Bank

Best offers of Alior Bank from Poland

0.10
%
AER
1 year | EUR
Invest now Show more offers
  • Funds can be terminated early

All Term Deposit offers from Alior Bank

Interest rate Term Currency
0.10 % AER
 6 months EUR
0.10 % AER
 1 year EUR
0.20 % AER
 2 years EUR
0.20 % AER
 3 years EUR

About Alior Bank

Alior Bank is a Polish retail bank with headquarters in Warsaw. Since its foundation in 2008, the number of customers has risen to over 3 million. With 6,500 employees and an extensive retail network consisting of 216 branches, 219 modern mini branch locations (Alior Bank Express), as well as 414 partner branches, Alior Bank is considered one of the most innovative and fastest growing financial institutions in Poland. Numerous awards serve as testament to Alior’s success, including ‘Best European Retail Bank 2014’, selected by the jury at ‘Retail Banker International Awards’. Other such examples include ‘Best Bank in Poland 2014’, awarded by Global Finance, and the ‘BAI-Finacle Global Banking Innovation Award 2013’.

In December 2012, Alior Bank made history with the largest IPO of a private company ever made on the Warsaw Stock Exchange. Since March 2014, the bank has been listed on the WIG20 Index, which lists the twenty largest Polish companies on the Warsaw Stock Exchange in terms of market capitalization.

Offer details

Effective rate
0.10 % AER
Nominal rate
0.10 % AER
Term
1 year
Availability
Early termination possible anytime
Interest in case of early termination
0.00 % AER
Interest payout
At maturity
Interest taxation
At maturity
Currency
EUR
Min/Max investment amount
10,000 – 100,000  EUR
Prolongation
not possible
Withholding tax
The standard withholding tax rate on interest in Poland is 19%. This can be lowered to 10% by providing the bank with a certificate of tax residence.
Additional documents
Opening of the deposit requires you to send the opening application form to Berlin either in original or a scan to service@raisin.ie.
Customers who have previously opened a savings account with Alior Bank will not be required to provide further documentation. The process can be completed entirely online.
Product information sheet

Security and deposit guarantee

Deposits at Alior Bank, including the interest accrued but not yet paid, are legally protected by the Polish Deposit Guarantee Scheme (Bankowy Fundusz Gwarancyjny) up to a maximum amount of the Polish złoty (PLN) equivalent to €100,000 per depositor and bank. This protection extends to all natural persons, not just Polish citizens. You can find more information about the Polish Deposit Guarantee Scheme on its dedicated website.

This protection relates to a customer’s entire portfolio of deposits and accounts with a bank. This is of particular importance to customers who have further deposits or accounts with Alior Bank beyond those taken out through Raisin Bank.

In all EU member states, the minimum requirements for all national deposit guarantee schemes are harmonised by Directives 94/19/EC, 2009/14/EC and 2014/49/EU.

Tax process and documents

The standard withholding tax rate on interest in Poland is 19%. This can be lowered to 10% by providing the bank with a certificate of tax residence.

Opening of the deposit requires you to send the opening application form to Berlin either in original or a scan to service@raisin.ie.
Customers who have previously opened a savings account with Alior Bank will not be required to provide further documentation. The process can be completed entirely online.

Alior Bank SA with its seat at ul. Łopuszańska 38d, 02-232 Warsaw, Poland is registered with the National Court Register under no. (KRS): 0000305178. Alior Bank SA is authorized and regulated by Polish Financial Supervision Authority.
Your eligible deposits with Alior Bank SA are protected up to a total of EUR 100,000 by the Polish deposit protection scheme (https://www.bfg.pl/en). Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by Alior Bank SA.