Alior Bank
Poland
(A-)
(A-)> Start saving from €10,000 up to €100,000
> Deposit Guarantee protection Up to €100,000 payout in PLN
Our offers
Show all offers
Rate
Term
Currency
Product Type
About the Bank
Alior Bank is a Polish retail bank with headquarters in Warsaw. Founded in 2008, it now has over 2 million customers, 6,500 employees, and more than 200 branches and has become one of the largest financial institutes in Poland. In terms of market capitalization it ranks as one of the twenty largest Polish companies listed on the Warsaw Stock Exchange. The bank has won numerous prestigious awards, including the ‘Best European Retail Bank 2014’.
Deposit Guarantee Scheme
Deposits - including accumulated interest - are guaranteed up to an amount of EUR 100,000 per customer and bank by the Polish deposit guarantee fund. In the case of a payout by the deposit guarantee fund the payout will take place in Polish Zloty (PLN). You can find additional information on the deposit guarantee fund here: Bankowy Fundusz Gwarancyjny, BFG - http://www.bfg.pl/en. Within the European Union, the minimum requirements for the Deposit Guarantee Scheme of each member state have been harmonized by EU directives 1994/19/EC, 2009/14/EC and 2014/49/EU. Please note that the deposit coverage refers to the entirety of deposits a customer has with a bank. This is relevant if a customer has not just deposited money with a bank via Raisin but also holds additional deposits with the bank.
Tax process and documentation
The standard withholding tax rate on interest in Poland is 20%. This can be reduced to 10% by providing the bank with a certificate of tax residence. This certificate can be obtained from Revenue.
Raisin Bank's role
With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.