Best offers of Euram Bank from Austria

All offers from Euram Bank

Interest rate	Term	Currency

About Euram Bank

Euram Bank (European American Investment Bank AG), an independent Austrian private bank based in Vienna, was founded in 1999 and has since established itself in the areas of private and investment banking for Austrian and international individuals, entrepreneurs and institutional investors.

Euram Bank has a solid capital base and is committed to a total return approach, which focuses on long-term wealth preservation and strict discipline in risk management.

Offer details

Effective rate

AER

Nominal rate

AER

Availability

Currency

Min/Max investment amount

0 – 0 EUR

Withholding tax

The standard withholding tax rate on interest in Austria is 25%. This can be reduced to 0%. In order to assist you in lowering your tax obligations we provide the following form: ("Declaration by individuals for the purpose of unilateral tax relief at source"). You can use this form to reduce the 25% withholding tax in Austria to 0% and thus save taxes. In order to ensure the form processing by the Austrian tax authorities, please make sure it is signed and stamped by the Irish Revenue authority, directly after opening your fixed term deposit. You will receive in your Raisin Account inbox all the corresponding information as well as the steps to follow.

Additional documents

An online application is sufficient for opening and prolongation.

Security and deposit guarantee

Deposits at Euram Bank, including the interest accrued but not yet paid, are legally protected by the Austrian Deposit Guarantee Scheme (Einlagensicherung Austria GmbH) up to a maximum amount of €100,000 per depositor and bank. This protection extends to all natural persons, not just Austrian citizens. You can find more information about the Austrian Deposit Guarantee Scheme on its dedicated website.

This protection relates to a customer’s entire portfolio of deposits and accounts with a bank. This is of particular importance to customers who have further deposits or accounts with Euram Bank beyond those taken out through Raisin Bank.

In all EU member states, the minimum requirements for all national deposit guarantee schemes are harmonised by Directives 94/19/EC, 2009/14/EC and 2014/49/EU.

Tax process and documents

The standard withholding tax rate on interest in Austria is 25%. This can be reduced to 0%. In order to assist you in lowering your tax obligations we provide the following form: ("Declaration by individuals for the purpose of unilateral tax relief at source").
You can use this form to reduce the 25% withholding tax in Austria to 0% and thus save taxes. In order to ensure the form processing by the Austrian tax authorities, please make sure it is signed and stamped by the Irish Revenue authority, directly after opening your fixed term deposit.

You will receive in your Raisin Account inbox all the corresponding information as well as the steps to follow.

An online application is sufficient for opening and prolongation.

Open an account in three easy steps

Fill out the online registration

Select offer

Select your preferred offer

Start saving

Transfer the desired investment amount

The European American Investment Bank AG (Euram Bank) with its seat at Palais Esterházy, Wallnerstraße 4, 1010 Vienna, Austria is registered with the Commercial Court of Vienna under no. : FN 286544 p. Euram Bank is authorized and regulated by the Austrian Financial Market Authority.
Your eligible deposits with the Euram Bank are protected up to a total of EUR 100,000 by Einlagensicherung der Banken und Bankiers Gesellschaft m.b.H (https://www.einlagensicherung.at/), one of the five Austrian deposit protection schemes. Any deposits you hold above the EUR 100,000 limit are not covered. This communication has been authorized by the Euram Bank.